Sell My House Fast Minneapolis, MN — Your Questions Answered

Submit your property address at kghomesmn.com or call us at (612) 400-8070. Our team reviews your Minneapolis property and contacts you within 24 hours with a fair all-cash offer. Once you accept, we can close in as little as 7 days — with zero fees, zero commissions, and no repairs required. There is no obligation to accept at any point.

From your first contact to cash in hand, the process typically takes 7–21 days depending on your preferred closing date. Here's the general timeline: Day 1 — you submit your address. Day 1–2 — we review and present your offer. Day 3–5 — you accept and we open title. Day 7+ — closing. We can move faster or slower based on what works best for you.

After someone submits information online, we will reach out within an hour to have a quick conversation regarding the home, your needs, and how you think we can best help. If at the end of the conversation you feel it could be a fit, we will schedule a time to come out and see the property in person to give the most accurate price we can. There's no pressure and no obligation.

Yes, you'll need to sign closing documents — but we make this as convenient as possible. Closings are handled at a reputable local title company in Minneapolis. In some cases, documents can be notarized remotely or via mobile notary if you've relocated. We'll coordinate everything so closing is as smooth and easy as possible for you.

Winter is the slowest stretch of the year in the Twin Cities — new listings and buyer traffic drop from roughly December through February, and January is typically the hardest month to sell quickly. If your Minneapolis home is in good shape and you can comfortably carry it, waiting for the stronger spring market usually nets you more. But if the house is vacant, needs work, or you're up against a deadline, listing through a Minnesota winter means months of heating, insuring, and holding an empty property — plus a real risk of frozen-pipe or ice-dam damage. Selling to a cash buyer lets you close on a date you choose without any of that.

Related: Selling a house in winter in the Twin Cities  ·  Close in as little as 7 days

We calculate your offer based on four factors: (1) your home's current market value in its present as-is condition, (2) recent comparable sales in your specific Minneapolis neighborhood, (3) the estimated cost and scope of any repairs or updates needed, and (4) our target investment margin. We walk you through every number in full detail — we believe complete transparency builds trust, and we want you to understand exactly how we arrived at your offer.

Cash offers are typically below retail market value — we're honest about that. But when you factor in what you save, many sellers net more with us. A traditional Minneapolis home sale involves 5–6% agent commissions, 2–3% closing costs, repair expenses averaging $10,000–$50,000, and 60–90+ days of holding costs (mortgage, insurance, taxes — often $7,000–$12,000/month on a Twin Cities home). Our offer accounts for all of that. Many sellers find our net payout is competitive — especially when speed, certainty, and zero stress are factored in.

Yes. Our initial offer is based on the best information available to us at the time. If you have information about recent neighborhood sales, planned renovations, or other factors we should consider, we're happy to review. We want every seller to feel the offer is fair, and we'd rather talk through concerns than lose a deal over a misunderstanding.

Absolutely not. Our offer is 100% free with zero obligation. We present it, you decide — on your own timeline, without any pressure. There are no upfront contracts, no commitments, and no strings attached. You can decline the offer or simply not respond, and that's completely fine. We hope our offer makes sense for you, but we respect that it's entirely your decision.

Zero. When you sell your Minneapolis home to K&G Investments, there are no real estate agent commissions, no service fees, and no out-of-pocket closing costs — period. The cash offer we present is the exact dollar amount you receive at the closing table. We pay 100% of all title fees, transfer taxes, recording fees, and closing costs ourselves.

Having an existing mortgage is completely normal and causes no issues. Your outstanding mortgage balance is paid off directly from the sale proceeds at closing, exactly like any traditional home sale. You receive the difference between the sale price and your mortgage payoff — and you pay zero fees from that amount.

We regularly work with Minneapolis homeowners who are behind on mortgage payments or have delinquent property taxes. Outstanding taxes and liens are typically paid off at closing from the proceeds. If you're significantly underwater — meaning you owe more than the home is worth — call us directly at (612) 400-8070 to discuss your specific situation and potential options including short sales.

Related: Stop foreclosure  ·  Sell with a tax lien  ·  Minnesota foreclosure timeline

Minnesota charges a deed tax of .0033 of the net consideration (Minn. Stat. § 287.21), and Hennepin and Ramsey counties add an environmental response fund deed tax of .0001 — so a Minneapolis or St. Paul closing is taxed at .0034, or $1,190 on a $350,000 sale. By Minnesota custom the seller pays it. When you sell to K&G Investments we cover it, along with the title and recording fees, so the offer we name is what you leave with.

Related: What it actually costs to sell a house in Minneapolis  ·  Cash offer vs. listing

Not legally — but they do not disappear. The City of Minneapolis certifies levied assessments to Hennepin County, where they show up on the property tax statement, and the City states that assessments left unpaid continue to be carried on the new owner's taxes for the remaining term. Inspection-related assessments that are not prepaid by the deadline have the full amount plus 8% interest added to the taxes. A buyer using a mortgage will usually be required by their lender to have the balance cleared at closing, so check yours before you price the house. We buy with assessments outstanding; they are simply paid from the proceeds at the table.

Related: Every seller-side cost on a Minneapolis closing  ·  Sell with a tax lien

Not out of pocket. Under Minn. Stat. § 515B.3-116 the association's lien attaches as soon as an assessment comes due — recording the declaration is itself notice and perfection, so no separate lien is filed — and the balance is paid from your proceeds at closing like any other debt secured by the property. Get the figure in writing early, though, because it reduces what you net, and ask for your fines and late charges at the same time. We buy townhomes and condos with dues, fines and levied assessments outstanding and settle them at the table.

Related: The association rules that decide your closing  ·  Every seller-side cost on a Minneapolis closing

No — not a single one. We buy homes in Minneapolis & across the Twin Cities completely as-is. Whether your home has mold, water damage, fire damage, foundation problems, roof issues, outdated systems, code violations, or years of deferred maintenance, we'll buy it. You don't need to clean the house, remove belongings, paint a wall, or fix anything at all. We take the property exactly as it stands.

Related: Sell your house as-is  ·  Do I need a TISH report?

We purchase all types of residential real estate including: single-family homes, condos, townhomes, duplexes and small multi-family buildings, mobile homes and manufactured homes, and vacant lots or land. We buy regardless of condition — distressed, inherited, vacant, occupied, or in need of major renovation. If it's residential real estate in the Twin Cities metro area, we want to make an offer.

Related: We buy in any condition

Because the lender underwrites the association, not just the buyer. Fannie Mae requires a project review for attached condominium units, and its criteria for an established project include that no more than 15% of units are 60 or more days past due on common expense assessments and that the budget funds replacement reserves at at least 10% of the budget; certain pending litigation is also disqualifying, and FHA runs its own condo approval. Units in a planned community are generally not subject to that review, which is why many Twin Cities townhome owners never hit this. A well-kept unit in a financially thin condo association can still be unfinanceable — which narrows the market to cash buyers like us.

Related: Selling a townhome or condo in Minneapolis  ·  Close on your date, in cash

Yes. Hoarder homes, fire-damaged properties, mold-infested houses, and severely distressed properties are properties we are specifically equipped to purchase. We've bought them all. You don't need to remove any belongings, clean anything, or feel embarrassed about the condition. We've seen every situation imaginable, and we approach every home with zero judgment.

Related: Sell a distressed or hoarder house as-is

Yes. We regularly buy vacant Minneapolis and Twin Cities houses that have taken on winter damage — burst or frozen pipes, water-stained ceilings from ice dams, or a furnace that finally quit. You don't need to file a claim, dry anything out, or make a single repair. We buy the home as-is and handle the restoration ourselves after closing. This is common with inherited and relocation properties that sat empty through a Minnesota cold snap — sometimes with a frozen-pipe claim the insurer limited or denied because the home was unoccupied.

Related: Selling a house in winter in the Twin Cities  ·  Sell as-is, any condition

Yes — and time is critical. If you've received a foreclosure notice or are behind on payments, call us immediately at (612) 400-8070. In most cases we can close fast enough to stop the foreclosure before the auction date. Every day counts in a foreclosure situation, so please don't wait to reach out. We've helped many Twin Cities families stop foreclosure and walk away with cash.

Related: How we stop foreclosure  ·  The Minnesota foreclosure timeline

Yes, we regularly purchase inherited properties in Minneapolis. Inherited homes often come with complications — probate, multiple heirs, deferred maintenance, or tenant situations — and we're experienced in navigating all of them. If the estate is still in probate, we can begin the process and coordinate the timing around the probate completion. Call us and we'll walk you through exactly what's possible for your specific situation.

Related: Selling an inherited house  ·  Minnesota probate guide

Absolutely. We work with divorcing couples in Minneapolis regularly. Selling to a cash buyer eliminates one major point of conflict — there's no extended listing period, no showings to coordinate, and no deal falling through due to a buyer's financing. We can work with both parties separately if needed and coordinate the closing to fit your legal proceedings. A fast, clean sale often simplifies the divorce settlement considerably.

Related: Selling a house during divorce

Yes. We purchase rental properties in Minneapolis with tenants in place — you do not need to evict anyone or wait for leases to expire. We buy the property as-is with existing tenants and handle the situation ourselves after closing. This is an ideal solution for tired landlords who want to exit their investments quickly without the hassle of managing an eviction or waiting months for a lease to end.

Related: Sell a tenant-occupied rental

No — and this is the most expensive misunderstanding we see. A quitclaim deed and a divorce decree both transfer ownership, but neither one changes the loan. Your lender isn't a party to your divorce, so you remain fully liable for the mortgage until it's refinanced, formally assumed, or paid off through a sale. That means a spouse who signs a quitclaim deed and moves out can end up with no equity, no control, and a mortgage still on their credit report. Our guide to selling a house during divorce in Minneapolis walks through all three options in detail.

Generally no. If both spouses are on the deed, both must sign to convey clear title — and once a dissolution petition is filed, the court can restrict transfers of marital property while the case is pending. In practice a divorce sale needs either both signatures or a court order. We're used to this: we work with both spouses and their attorneys directly so payoff figures, signatures, and proceeds instructions are lined up well before the closing date. See our divorce home sale page for the full process.

Yes. Registered vacant, boarded, and condemned houses are properties we buy regularly across Hennepin County. Being on the Vacant Building Registration list doesn't stop you from selling — it mainly narrows who can buy, because financed retail buyers generally can't close on a house nobody may legally occupy. We purchase it exactly as it stands, deal with the city ourselves, and handle the code compliance work after closing. You don't need to secure it, winterize it, or fix anything first.

Related: What the vacant building list costs and how to sell  ·  Sell your house as-is

Not out of your own pocket, and not before you talk to a buyer. Minneapolis charges an annual vacant building registration fee — currently $7,228.70, due at registration and again each year on the anniversary of the date the city found the building vacant — and municipal charges tied to a property are normally settled through the closing out of the sale proceeds, like any other assessment. What matters is knowing your exact balance early, since it comes off what you net. Call the city's 311 line and get the figure in writing, then let us know what it is when we're putting your offer together.

Related: The $7,228.70 fee explained  ·  Selling with liens or back taxes

We work completely on your timeline. If you need 30, 60, or even 90 days after closing to move, we can accommodate that in the contract. In some cases we also offer a short-term leaseback arrangement where you remain in the property after closing for a brief period. Just let us know your situation and we'll find a solution that works for you.

Related: Flexible timelines & leaseback

You have to hand it on, not keep it. Under Minn. Stat. § 504B.178, subd. 5, once your ownership interest ends you have 60 days to either transfer the deposit — with interest, less any lawful deductions — to the new owner and notify your tenant in writing, or return it to the tenant directly. On a normal closing it is simply credited to the buyer on the settlement statement and documented there, and we handle that paperwork with you. Treating the deposit as part of your sale proceeds is the mistake that creates a claim later.

Related: Selling a rental with tenants in place  ·  Sell a tenant-occupied rental

No — the city states plainly that rental dwelling licenses are not transferable. Your buyer applies for their own license as the new owner of record, and a change of ownership on a duplex, triplex or fourplex carries a $450 fee. You also have to notify the buyer in writing of any unresolved housing violation orders or administrative citations on the property, so it is worth pulling your city file before you market it. Buying tenant-occupied property is routine for us, so we work the licensing sequence out with you before closing rather than leaving it as a surprise.

Related: What a Minneapolis landlord owes when selling  ·  Sell as-is with open orders

Listing with a Minneapolis, MN realtor means: paying 5–6% agent commission, waiting an average of 60–90 days on market, prepping and staging your home, enduring repeated showings, waiting on a buyer's mortgage approval, and risking a 30% chance the deal falls through. Selling to K&G Investments means: zero fees, closing in 7 days, no showings, no repairs, and a guaranteed close. The tradeoff is a lower sale price, but for many sellers the time, certainty, and savings make our option the better financial choice.

Related: Cash offer vs. realtor vs. iBuyer  ·  Running the actual numbers

National iBuyers like Opendoor and OfferPad typically charge service fees of 5–8% on top of regular closing costs, operate on corporate timelines, and use algorithmic pricing that often doesn't reflect true local market conditions. K&G Investments is locally owned and operated right here in Minneapolis — we know the market intimately, charge zero fees, move faster, and provide personal service. Our sellers consistently report that our offers beat the national iBuyers.

Related: Compare us to Opendoor & OfferPad

We buy houses throughout the greater Twin Cities region including Minneapolis, St. Paul, Brooklyn Park, Plymouth, Bloomington, Maple Grove, Eagan, Coon Rapids, Blaine, Burnsville, Eden Prairie, Minnetonka, Edina, and the surrounding communities across Hennepin, Ramsey, Dakota, Anoka, Washington, Scott, and Carver counties. If you're unsure whether we cover your area, call us — we very likely do.

Related: See our full Twin Cities service area

No — we buy across the whole Twin Cities metro, not just inside Minneapolis city limits. That includes St. Paul and the suburbs throughout Hennepin, Ramsey, Dakota, Anoka, Washington, Scott, and Carver counties.

Related: All cities we buy in